Top open banking platforms are financial technology platforms that allow banks and third-party apps to securely share financial data and payment services through APIs, helping businesses create modern banking experiences and faster digital payments; platforms like Plaid, Tink, TrueLayer, Yapily, and Salt Edge differ in regional coverage, API quality, payment features, and integration support, as Plaid dominates in the US market while Tink and TrueLayer focus strongly on Europe, so you should choose the top platform based on your target region, security needs, and product requirements.