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Table of Contents

How to Get Forex in New York City, USA

New York City offers multiple convenient options to exchange or obtain foreign currency. Here’s a guide to help you get forex while in the city:

Option	Details	Recommended For
Currency Exchange Services	Dedicated forex service providers offering competitive exchange rates.	Travelers needing immediate cash exchange.
ATMs	Withdraw USD using your international debit/credit card.	Convenience and smaller amounts of currency.
Banks	Exchange currency at major banks like Chase, Bank of America, or CitiBank.	Travelers with accounts or requiring official receipts.
Airport Currency Exchange	Currency exchange kiosks at airports like JFK, Newark, and LaGuardia.	Emergency forex needs upon arrival/departure.
Online Forex Services	Pre-order cash online and pick it up in NYC or have it delivered.	Planning ahead and competitive exchange rates.

Service	Location	Highlights	Nearby Spots
Travelex Currency Exchange	JFK and Newark Airports, Times Square	Multiple locations, convenient for travelers.	Times Square, Rockefeller Center, Wall Street.
Currency Exchange International	5 Bryant Park, Midtown	Competitive rates and no hidden fees.	Bryant Park, New York Public Library, Grand Central Terminal.
TD Bank	Various locations in NYC	Offers currency exchange for account holders and non-account holders.	Branches near Central Park, Times Square, and Wall Street.
Forex Bank Exchange	36 W 44th St, Manhattan	High-rated service with quick transactions and competitive rates.	Times Square, Bryant Park.
AFEX Foreign Exchange	331 Madison Ave, Manhattan	Ideal for large forex transactions and international business needs.	Grand Central Terminal, Empire State Building.

Step	Details
1. Research Exchange Rates	Use apps like XE Currency or Google to check real-time forex rates before visiting an exchange.
2. Visit a Provider	Choose a service or ATM nearby and carry a valid photo ID for identification.
3. Compare Fees	Inquire about service charges or hidden fees for cash exchanges or withdrawals.
4. Keep Receipts	Retain receipts for tax purposes or in case you need to convert back unused currency.

Tip	Details
Avoid Airport Kiosks	Airport exchange rates are higher compared to city-based services.
Use ATMs with Low Fees	Some international cards have lower transaction fees for ATM withdrawals.
Exchange Larger Amounts	Higher amounts often qualify for better exchange rates at forex services.
Check Bank Policies	Some banks waive fees for account holders or offer competitive rates for currency exchange.

Service	Fees
Currency Exchange Services	Typically $3–$10 per transaction or a 1–3% markup over mid-market rates.
Bank Currency Exchange	$5–$15 per transaction for non-account holders; lower or free for account holders.
ATM Withdrawals	$3–$5 per transaction + potential international card fees (check with your bank).

Carry Photo ID: Most services require a valid passport or government-issued ID.
Check Exchange Limits: Some services have minimum or maximum transaction amounts.
Plan Ahead: For large amounts, consider pre-ordering forex online to lock in favorable rates.

By following this guide, you’ll be able to get forex efficiently and at the best rates in New York City!